Learn how CNR Insurance originated.

Read about what makes up our agency and the backstory of what makes us unique.

CNR Insurance, Inc. (CNR) is an independent insurance agency representing several highly rated Companies for Personal, Commercial and Life related insurance products.  We have offices at:

Annapolis, MD

166 West St Annapolis, MD 21401
(410) 897-9890

Laurel, MD

308 2nd St. Laurel, MD 20707
(301) 490-9600

We principally conduct insurance sales and service operations in Maryland, Virginia and District of Columbia (DC) and incidentally in 17 other States.

Our mission is to ensure that our Customers are properly educated about insurance, options and costs and provided with solutions they are satisfied with and are easily obtained.  We carefully select our Team Members and only partner with the very best insurance Providers.  CNR is truly blessed to have such wonderful Staff, Clients & Company Partners!

Core values that shape our culture and are the essence of our identity:

  • Outstanding Customer Service
  • Education
  • Fairness to Employees
  • Superior Work Force
  • Quality
  • Stable Employment
  • Profitability
  • Results Driven
  • Outstanding Place to Work
  • Personal Responsibility
  • Integrity
  • Continuous Improvement
  • Decision Making

CNR was formed on November 15th, 2000 and has always been owned and operated by Stacey Nicholson and Bill Reagle.  Although the Corporation was founded then, it’s history runs much deeper… in fact dating back to 1960.  Many good people had a hand in shaping CNR into the Company that it is today and out of utmost respect, the chronological story is depicted below:

Our History Timeline

10/18/1960
Hollis T Brown founded Laurel based H T Brown Real Estate, Inc.
3/1/1970
Bill Roberts & Jim Blueford founded Silver Spring based Capitol Insurance Consultants, Inc.
10/18/1973
Bill Roberts & Jim Blueford rebranded their Company Suburban Insurance Services, Inc.
3/5/1975
Ernie Catucci & Ron Farley founded Kensington based Catucci & Farley, Inc.
9/14/1976
Bill Roberts & Jim Blueford acquired the assets of Silver Spring based Aballo–Purvis Associates, Inc.
3/1/1981
Fred & Terry Crismond founded Annapolis based Crismond Insurance Agency
3/29/1985
Roberts & Blueford, Inc. acquired the assets of Silver Spring based Ashley Insurance Services, Inc.
2/1/1986
Roberts & Blueford, Inc. acquired the assets of Darnestown based The Rorrer Agency
11/25/1996
Roberts and Blueford founded Burtonsville based First Insurance Services (trade name)
12/1/1996
Roberts and Blueford established trade name First Insurance Services
12/20/1996
Roberts & Blueford, Inc. merged with Kensington based Catucci & Farley, Inc.
11/15/2000
Stacey Nicholson and Bill Reagle founded Annapolis based CNR Insurance, Inc.
3/30/2001
CNR Insurance, Inc. founded Annapolis based Crismond, Nicholson, Reagle Insurance (trade name)
4/1/2001
CNR Insurance, Inc. acquired the assets of Annapolis based Crismond Insurance Agency
4/1/2001
CNR Insurance, Inc. acquired Bill Reagle's interest in the assets of Beltsville based McCartin Insurance
5/29/2002
Carl Rutan founded Silver Spring based The Carl Rutan Insurance Agency
4/6/2005
Virginia M Donohue founded Laurel based Community Insurance Services of Maryland, LLC
5/10/2005
Virginia M Donohue established trade name H T Brown Insurance Agency
6/13/2005
Community Insurance Services of Maryland, LLC acquired the assets of Laurel based H T Brown Real Estate, Inc.
7/1/2011
Community Insurance Services of Maryland, LLC rebranded their Company H T Brown Insurance Agency
2/15/2012
CNR Insurance, Inc. acquired the assets of Burtonsville based Roberts & Blueford, Inc.
2/15/2012
CNR Insurance, Inc. acquired trade name First Insurance Services
12/1/2016
CNR Insurance, Inc. acquired the assets of Silver Spring based The Carl Rutan Insurance Agency, Inc.
12/1/2016
CNR Insurance, Inc. acquired trade names Carl Rutan Insurance Agency & Carl Rutan Insurance
6/1/2019
CNR Insurance, Inc. acquired the assets of Laurel based Community Insurance Services of Maryland, LLC

We would like to express our most sincere gratitude and appreciation to our Team Members (staff) as without them, there would be no CNR.  Many of them came to us in traditional ways and the rest… well, maybe a twist of fate.  But one thing is for sure is that we are very fortunate to be on the receiving end of some very good luck (people)!  However the association began, we are extremely grateful for your efforts and the countless contributions you have made to this organization.

Owner Stacey Nicholson graduated from Mary Washington College with a degree in Marketing & Management in May, 1989.  In December of that same year, he began his career in insurance as a District Sales Manager for Erie Insurance in Silver Spring, MD.  Five years later he was promoted to Branch Sales Manager at that same office.  He remained in that capacity for six more years until teaming up with Bill Reagle to form CNR.  Stacey is the “N” in CNR.

Owner Bill Reagle graduated from Edinboro University of PA with a degree in Communications in December, 1989.  In February 1990, he began his career in insurance as a Claims Representative for Erie Insurance in Silver Spring, MD.  In June 1992, Bill transitioned to an insurance sales role with the McCartin Agency in Beltsville, MD.  He remained in that capacity until teaming up with Stacey Nicholson to form CNR.  Bill is the “R” in CNR.

The “C” in CNR belongs to Fred & Terry Crismond of the Crismond Insurance Agency.  This Husband & Wife team opened their doors on South Street in Annapolis as a scratch agency for Erie Insurance in 1981.  For 20 years they worked very hard and grew a nice book of business before trying their hand at something else.  That is when Stacey and Bill came along to form CNR.