A furniture store worker smashes his hand while moving boxes. A restaurant server slips on a slick surface. An office worker loses her footing and tumbles down the steps. A mechanic strains his back changing tires.
Unfortunately, workplace injuries aren’t uncommon. Not only do they happen in work environments like manufacturing plants, but also in traditional office settings.
When you run your own business, you’re responsible for your employees’ day-to-day safety and welfare. You don’t want to see anyone get hurt on the job; not only is it awful to see a colleague injured, it can also trip up your business operations and lead to costly workers’ compensation claims.
According to Occupational Health and Safety Administration (OSHA), about six million employees are hurt on the job each year, with strains, sprains, tears and cuts, as well as broken bones and head injuries.
To make your work place safer, know the three common areas of risk: people, places and practices.
In any business, employees and managers share responsibility for safety. Together, you should:
Always follow safe workplace practices.
Offer prevention and wellness activities.
Watch for – and eliminate – any danger zones.
Support open and honest communication about safety.
A safe place
Heavy equipment, electrical hazards and even keyboards can pose health threats to your employees. For a safer work environment:
Conduct routine maintenance and housekeeping measures.
Make sure employees have equipment that’s in good working order.
Educate workers on identifying hazards and risks.
Make sure employees wear necessary protective equipment.
Practices from the top
Safety starts with a company’s leadership. To establish and communicate your vision and policies:
Offer educational and training programs to improve employee health and safety (in some states, you could earn a safety credit or discount).
Develop and implement a return-to-work program before injuries occur.
Establish relationships with local health care providers who treat occupational injuries.
How we can help
All states require you to have a workers’ compensation policy to insure coverage for your employees against a workplace injury. CNR Insurance offers workers’ compensation program that includes free access to risk control consultants, who can help you prevent losses by developing and putting into action a comprehensive safety program designed for your business.
If an injury does happen, CNR will help you and your employees recover quickly and with as little disruption as possible. The ultimate goal is to make sure injured workers receive the care necessary to return to the workforce in the shortest reasonable time.
Contact us for an insurance review. Let us make sure your company is protected properly – 410-897-9890.