Skip to main content

The Right Coverage at the Right Price!

CNR Insurance is proud to bring quality insurance solutions and dedicated service across 20+ states.

Who We Are

Looking for insurance?

Start your search.

Have a question?

Contact our team today.

Already a client?

Access our Service Center.

Here to Serve You

With two local offices, we are proud to serve clients nearby and across 20+ states. Get in touch with us today!

Annapolis, MDLaurel, MD

Learn About CNR Insurance

What makes CNR who we are? It’s people. Our amazing team of experienced, driven agents who strive to serve others. It is the wonderful clients like you who we get to work with and help find solutions to your insurance needs. That focus is what sets us apart. We’re an agency that understands you and what’s on the line for you.

We understand the unique needs of local families and businesses, and that understanding is reflected in the type of insurance that we provide. We are proactive in making sure you are insured properly as your needs change over time. We also take the time to properly explain the coverage you may be required to carry and will respond to your inquiries and requests promptly.

CNR Insurance also offers a wide range of insurance policies from the highest-rated carriers. Through enterprise risk management, we will help identify potential areas of loss and empower you with the ideal solutions for dealing with those events. Protecting you from the unexpected starts with CNR Insurance.

8,500

Satisfied Clients

63

Years of Commitment

500

Years' Combined Experience

We Care About Our Clients

We always love to hear what our clients have to say about us.

The Solution to Your Insurance Needs

CNR Insurance offers a variety of personal insurance, life insurance, and business insurance solutions to help you protect what matters most.

The Independent Agency Advantage

What makes our independent insurance agency different?

We offer a wide variety of insurance solutions.

We are there for you in your time of need.

We are by your side every step of the way.

We are licensed insurance advisors.

Life
Providing for Your Family
Risk Factor

Raising a child can be a rewarding life experience, but it is also very expensive. It costs hundreds of thousands of dollars to raise a child to age 18, with college tuition, fees, room, and board resulting in another potentially enormous expense. If you were to die tomorrow, would funds be available to provide for food, clothing, day care, and educational expenses for your child?

Solution

Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there could be enough income to help pay for everything your child might need while growing up.

Mortgage Payments
Risk Factor

After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a spouse or partner to carry.

Solution

A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home.

Auto Payments
Risk Factor

Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.

Solution

A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).

Funeral Costs
Risk Factor

An average funeral can cost tens of thousands of dollars, and that's without unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?

Solution

A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.

Protecting Your Retirement Savings
Risk Factor

Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security.

Solution

Life insurance can help support a surviving spouse during their retirement.

Protecting Your Small Business
Risk Factor

If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.

Solution

A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.

Spousal Support / Income Replacement
Risk Factor

Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.

Solution

Life insurance can replace the income you would usually bring in and help support your spouse or adult children, ensuring your loved ones are able to maintain the lifestyle they're accustomed to.

Learn More About This Coverage
Interactive Graphic

Click it. Read it. Cover it.

  1. Click on the hotspots.
  2. Discover your risks.
  3. Explore coverage options.

Not what you’re looking for?

Explore more interactive graphics.

CNR Insurance - Logo 500

Manage Your Policies

Already a client of CNR Insurance? Visit our Service Center to make requests and manage your insurance.

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

Contact CNR Insurance

"*" indicates required fields

Name
Please do not include sensitive, private information in this area.
This field is for validation purposes and should be left unchanged.

Don’t like forms? Contact us at 410-897-9890 or email us.

Skip to content