Required Minimum Distributions (RMD’s) generally are minimum amounts that a retirement plan account owner must withdraw annually starting with the year that he or she reaches 70 ½ years of…
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Now that hurricane season is upon us, do you know what your storm deductible is? Your storm deductible is the amount of money you will need to contribute FIRST to…
This is a funny and sad short story, really. The other day I had to go the Maryland Motor Vehicle Administration to return some tags. As I sat there waiting…
One statistic I’ve seen indicates while 85% of American consumers agree on the need for life insurance, only 62% say they have it. Only 50% of American households, in 2010,…
Many customers ask what the true value is of doing business with an independent insurance firm. The answer is simple. An independent agency represents a number of different insurance companies,…
Employment Practices Liability Insurance or “EPLI” covers businesses for claims brought by employees, alleging that their legal rights as employees of the company have been violated. The number of Employment…
Term Life Insurance is one of the most common types of life policies that I help clients understand and purchase. Could it be right for you? Simply put, Term Life…
Seems like anywhere you go nowadays you get bombarded with ads about saving money on your auto insurance. It’s on the TV, radio, billboards, in the mail… you name…
Why everyone needs insurance on their paycheck Whatever the frequency of your paycheck; weekly, bi-weekly or monthly, it probably gets deposited into your checking account and then you start paying…
As we have seen in the news, floods are known for causing extensive water damage to homes and businesses. Floods may cause sewage from sanitary sewer lines to back up…